?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Olivia+Gratia+Muaya&rft.au=Olivia+Gratia+Muaya&rft.inst=Universitas+Kristen+Duta+Wacana&rft.degree=Bachelor&rft.title=FINTECH+PAYMENT+DALAM+KAITANNYA+DENGAN+LITERASI+KEUANGAN%2C+INTERNAL+LOCUS+OF+CONTROL%2C+DAN+FINANCIAL+MANAGEMENT+BEHAVIOR+MAHASISWA+AKUNTANSI&rft.date=2+December+2023