?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=Tiara+Ribka+Kalay&rft.aufirst=Tiara+Ribka+Kalay&rft.inst=Universitas+Kristen+Duta+Wacana&rft.title=ANALISIS+PERSEPSI+MANFAAT%2C+PERSEPSI+KEMUDAHAN%2C+DAN+PERSEPSI+KEAMANAN+TERHADAP+MINAT+MENGGUNAKAN+MOBILE+BANKING+PADA+GENERASI+X+DI+YOGYAKARTA&rft.degree=Bachelor&rft.date=2+December+2023