?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=Berlina+Sampe+Liling&rft.aufirst=Berlina+Sampe+Liling&rft.title=PENGARUH+PERSEPSI+KEMUDAHAN%2C+PERSEPSI+MANFAAT%2C+KEPERCAYAAN%2C+RISIKO+DAN+KEAMANAN+TERHADAP+PENGGUNA+LAYANAN+BNI+MOBILE+BANKING&rft.degree=Final+Year+Projects+(S1)&rft.date=2+December+2023&rft.inst=Universitas+Kristen+Duta+Wacana