?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Nanda+Bela+Natalia+Baba&rft.au=Nanda+Bela+Natalia+Baba&rft.title=PENGARUH+KNOWLEDGE%2C+LINGKUNGAN%2C+TECHNOSTRESS%2C+PERSEPSI+RISIKO+DAN+UMUR+TERHADAP+MINAT+PENGGUNAAN+MOBILE+BANKING+PADA+MASYARAKAT+SUMBA&rft.degree=Bachelor&rft.inst=Universitas+Kristen+Duta+Wacana&rft.date=9+March+2024