?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Shelly+Desiana&rft.au=Shelly+Desiana&rft.inst=Universitas+Kristen+Duta+Wacana&rft.degree=Bachelor&rft.title=ANALISIS+HUBUNGAN+PERSEPSI+KEGUNAAN%2C+PERSEPSI+KEMUDAHAN%2C+PERSEPSI+KEAMANAN+TERHADAP+MINAT+PENGGUNAAN+LAYANAN+TRANSAKSI+QRIS+DI+DAERAH+ISTIMEWA+YOGYAKARTA&rft.tpages=56&rft.date=5+August+2023