?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Rbn+Jeremia+Naibaho&rft.aulast=11180548&rft.au=11180548%2C+Rbn+Jeremia+Naibaho&rft.inst=Universitas+Kristen+Duta+Wacana&rft.title=PENGARUH+EFISIENSI%2C+KEAMANAN+DAN+KEMUDAHAN+TERHADAP+MINAT+MASYARAKAT+DALAM+PENGGUNAAN+UANG+ELEKTRONIK+DI+KOTA+YOGYAKARTA&rft.degree=Bachelor&rft.tpages=30&rft.date=3+December+2022