12130028, SAM LIE (2018) ANALISIS PENGARUH ASEAN ECONOMIC COMMUNITY, CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, DAN NON PERFORMING LOAN TERHADAP EFISIENSI PERBANKAN DI INDONESIA PERIODE 2011-2018 (STUDI PADA BANK MANDIRI, BRI, BCA, BNI DAN CIMB). Bachelor thesis, Univeristas Kristen Duta Wacana.