?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=13170026%2C+Lio+Bijumes&rft.aulast=13170026&rft.aufirst=Lio+Bijumes&rft.tpages=116&rft.title=MODEL+PENGEMBANGAN+KARYAWAN+MELALUI+PENDIDIKAN+DAN+PELATIHAN+%3A+STUDI+KASUS+DI+CREDIT+UNION+SANDYA+SWADAYA+DI+YOGYAKARTA&rft.degree=Masters&rft.inst=Universitas+Kristen+Duta+Wacana&rft.date=30+November+2019